保险机构投资者债券投资管理暂行办法

发布日期: 2008-09-17


第四十七条 保险机构为投资连结保险产品设立的投资账户,投资商业银行金融债券、次级债券和企业(公司)债券的比例,可以为该账户上季末总资产的100%
  保险机构为万能寿险产品设立的投资账户,投资商业银行金融债券、次级债券和企业(公司)债券的比例,不得超过该账户上季末总资产的80%
  保险机构为其他保险产品设立的独立核算账户,投资商业银行金融债券、次级债券和企业(公司)债券的比例,不得超过保险条款具体约定的比例和中国保监会的有关规定。

Article 47 In case an insurance institution opens an investment account for investment-linked insurance products, the proportion of investment in the financial bonds and subordinated bonds of commercial banks and the enterprise (company) bonds may not exceed 100% of the total assets of the above-mentioned account at the end of the previous quarter.

In case an insurance institution opens an investment account for universal life insurance products, the proportion of investment in the financial bonds and subordinated bonds of commercial banks and the enterprise (company) bonds may not exceed 80% of the total assets of the above-mentioned account at the end of the previous quarter.

In case an insurance institution opens an independent assessment account for other insurance products, the proportion of investment in the financial bonds and subordinated bonds of commercial banks and the enterprise (company) bonds may not exceed the specific proportion as stipulated in the insurance clause and the relevant provisions as prescribed by the CIRC.